Easyhome is a Canadian retail chain that offers furniture, electronics, appliances, computers and other home goods on monthly installment plans through leasing. It was founded in 1990 by David Ingram in Edmonton, Alberta, Canada. Customers with low credit scores can shop for household items without having to pay the whole amount upfront.
Founded in 1990 by David Ingram in Edmonton, Alberta, Canada
Started as a small electronics leasing store
Expanded to a publicly traded company in 1998
Acquired some of its competitors, like Rent-Way Inc. and FLYERBORME CDA
Grew into a nationwide brand with over 300 stores in Canada and the United States
Launched easyfinancial, a financial services arm that provides loans for small-time borrowers with low credit scores.
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Easyhome offers a variety of furniture items made of different materials, including wood, metal, and leather. Customers can find furniture for bedrooms, living rooms, dining rooms, office spaces, and outdoor areas.
Easyhome has a selection of electronic devices, including phones, smart TVs, laptops, tablets, and gaming consoles. Customers can also find accessories such as earphones, Bluetooth speakers, and phone cases.
Easyhome carries household appliances such as refrigerators, dishwashers, washers and dryers, microwave ovens, and ovens. These appliances come from different brands such as LG, Maytag, Frigidaire, and Samsung.
Easyhome offers computer systems and accessories such as desktops, laptops, tablets, monitors, and printers. The computers are suited for home and office use and come from different brands such as Apple, HP, Dell, Lenovo, and Acer.
Easyhome's lease-to-own program allows customers to buy household items on a monthly basis without having to pay the whole amount upfront. After completing the payment scheme, the customer gets to own the product.
The interest rate for easyfinancial loans varies depending on the borrower's credit score and other factors. The rates can range from 19.99% to 46.96%.
Yes, you can apply for a loan from easyfinancial online. You can visit their website or download the app, fill out the loan application form and submit it online. After that, an easyfinancial representative will contact you to proceed with the process.
If a customer decides to return a leased item, Easyhome only accepts returns within 7 days of the delivery date. Returned items must be in good condition and should have all the accessories that came with it. Easyhome charges a restocking fee of $25 or 10% of the cash selling price, whichever is lower.
If you miss a lease payment, Easyhome will contact you to remind you of your missed payment. If you miss two or more payments, the company will start the default process. This can lead to repossession of the item and/or legal action.